We are bringing the cooperative banking model into the digital age.

*Oyoba Inc. is a company that intends to become a fully regulated financial institution, but does not hold any license at this point.

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Your modern alternative to banking.

  • Easy to use
  • Fair
  • Cost-efficient

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You make the difference.

At Oyoba, every member has an equal say. Together we have the power to change how we deal with money.

We want your voice to be heard.

Finance is too important to leave the decisions to others. Oyoba stands for «own your bank». It is core to our philosophy. Major financial institutions must be controlled by all its stakeholders.

Join the community.

Boost your life.

We want finance to do more for you. Join the movement and let’s build the first democratic digital bank*.

Pre-register for our upcoming crowdfunding campaign.

We believe in values.

The way we allocate and control our money has a significant impact on our planet and our lives.