Our Principles

Customer First
We act in the best interest of our customers, always.
Customer-Owned
Oyoba is owned by its customers.
Long-Term Value
At Oyoba, we put long-term over short-term value creation.
Transparency
Trust requires transparency. While regular banks have no incentive to be transparent, we do.
Triple Bottom Line Approach
Our products and services are designed to meet the needs of people, safeguard the environment and create broadly shared prosperity.
Total Alignment
All interests should be aligned to create long-term value for our customers. This includes employee incentives.
Responsible Investing
We take our responsibility seriously and consider sustainable economic, social and environmental factors in our investment process.
Real Economy
We are serving the real economy.
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Community &
Shared Prosperity

At Oyoba we are creating and sharing value together. We stand for broadly distributed prosperity.

Customer-Owned

Oyoba is owned and governed by its customers.
This creates trust due to aligned interests and fosters transparency.

Sustainable Investing

Invest your money in a way that has a positive impact on our planet and our lives.

We believe in values.

We follow the value-based banking principles of the GABV.

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For the next generation.

Sustainable investments for a brighter future.