Unlike traditional banks, Oyoba is owned and governed by its members.

Community Page


Terms & Conditions

Own your own bank.

Unlike traditional companies, Oyoba’s vision is to be owned by its customers. This gives the people not only the power over their money back but also means that you don’t have to generate high profits for some external shareholders.

More details about Oyoba’s membership program, company structure and governance will follow.

Alpha Membership*

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*The alpha membership is an early stage program for early supporters to shape and test the future features and set-up of the Oyoba membership.